Is Installing an ATM at Your Business Worth It? The Pros and

Imagine a customer walks into your store, ready to buy something, but realizes they don’t have cash. They ask if there’s an ATM nearby, but since you don’t have one, they leave without making a purchase. What if you had an ATM right there? You wouldn’t just keep the customer—you’d also earn money from their withdrawal.

Many businesses goes for ATM machine installation in Houston to increase profits and attract more customers. But is it the right choice for you? Let’s look at the biggest benefits of having an ATM and a few small challenges to consider.

Why Having an ATM is a Smart Idea?

1. Extra Income from Every Transaction

Every time someone uses your ATM, they pay a small fee (usually between $2-$4). As the business owner, you get a portion of this fee. If your ATM gets 100-200 transactions per month, that’s extra money in your pocket without selling anything.

2. More Cash Payments, Fewer Credit Card Fees

If you accept credit cards, you probably pay processing fees on every transaction. These fees add up over time and reduce your profits. With an ATM, customers withdraw cash and pay you directly, helping you avoid credit card fees and keep more of your earnings.

3. More Customers Walking In

An ATM can attract new customers who wouldn’t normally visit your business. People looking for cash might stop by just to use your ATM, but while they’re there, they might buy something too. This means more sales for you!

4. Better Customer Experience

People like convenience. If your business has an ATM, customers won’t need to leave and find one somewhere else. This makes your store more useful and welcoming, increasing the chances that they’ll come back again.

5. Safer and Easier Payments

Cash payments are quick and reliable. With an ATM, you avoid problems like bounced checks or chargebacks (when customers dispute card transactions). When someone pays with cash, the money is yours instantly, with no risk of losing it later.

6. No Hassle with ATM Service Providers

If you’re worried about maintenance or refilling cash, don’t be. You can partner with an ATM installation company in Houston, and they’ll handle everything for you. They install the ATM, keep it running, and make sure it always has cash—so you just enjoy the benefits.

A Few Things to Think About

While ATMs are great for business, there are a couple of things to keep in mind:

·         Buying an ATM Costs Money – A new ATM can cost $2,000-$8,000, but you can lease one or work with an ATM service provider to lower the cost.

·         Security Matters – ATMs can attract thieves, but good security cameras and proper placement can keep your machine safe.

·         Cash Refilling – If you own the ATM, you’ll need to keep it stocked with cash, but many business owners let an ATM installation company in Houston handle this instead.

Is an ATM Right for Your Business?

If your business has steady foot traffic, installing an ATM can be a great way to make extra money and attract more customers. It helps boost sales, lower card fees, and improve customer experience. The easiest way to get started is to work with an ATM machine installation in Houston. They’ll handle setup, maintenance, and cash management so you don’t have to do the hard work.

Would you add an ATM to your business? It might be the perfect way to earn more while helping your customers!

March 17, 2025

First Choice ATM

First Choice ATM is Texas's fourth-largest ATM operator, serving merchants of all sizes, including regional Fortune 245 retailers. We manage self-service financial kiosks, ensuring consumers have seamless access to their funds. Our expertise supports top banking and retail brands, enhancing financial convenience statewide with fast and accessible cash withdrawal locations.