Key Differences Between Shares and Debentures: What Investors Should Know
When it comes to investing many people think of shares or mutual funds. But there are also other options like debentures that can play an important role in your portfolio. To make the right choices it is essential to understand the shares and debentures difference and how each works for different types of investors. In this article…
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What Are AT1 Bonds and Why Should You Invest in Them?
In recent years investors have started looking beyond traditional fixed deposits and government securities. One such option that has gained attention in the Indian bond market is Additional Tier 1 bonds or AT1 bonds. These bonds offer higher returns but also come with higher risks. If you are exploring new ways to earn better income and diversify your…
Home Loan prepayment calculator: How to save on interest and pay off your Loan faster?
If you decide to make a full or partial payment against your Home Loan besides your regular payment schedule, this can be referred to as a prepayment of the Home Loan. If your income increases during the Loan’s tenure, you can also discuss with your lender the possibility of increasing your monthly EMI. Your Loan gets…
How to Buy High Yield Bonds: A Step-by-Step Guide
So, feeling like your regular investments aren’t giving you much mazza (fun/satisfaction) in terms of returns? You’re not alone! Many people are looking for ways to earn more. High-yield bonds are one option that’s getting attention. Basically, they pay more interest than the usual safe bonds, but you need to know what you’re getting into….
Understanding High Yield Bonds: Key Considerations for Investors
Ever heard the term “High Yield Bonds”? they often get people curious and a little worried at the same time. Basically, these are like loans to companies that aren’t the biggest or most stable. Because there’s a higher chance those companies might struggle, they offer investors a bigger reward – higher interest payments. But you…
Do Personal Loan interest rates differ between Secured and Unsecured Loans?
When you are looking to borrow money, you must decide whether to opt for a Secured or an Unsecured Loan. These are available at most lending institutions online, and their approval depends on your income, eligibility, repayment capacity, Loan amount, employment history, etc. What is an Unsecured Loan? Unsecured Loans do not involve collateral, such…
SBI Bonds: A Safe Investment Option?
State Bank of India (SBI), the country’s largest public sector bank, is known for its financial stability and government backing. Among the various fixed-income options available in the bond market, SBI bonds stand out as a preferred choice for conservative investors. These bonds, issued periodically to raise capital, offer attractive interest rates while maintaining a low-risk profile. But…
Shoulder Blade Pain- Causes and Treatment
The shoulder blade, or scapula, is a connective joint responsible for providing posture to the shoulder girdle. It connects the collarbone (clavicle) to the upper arm bone (humerus). Pain in the shoulder blade can be caused by multiple reasons, which we will also discuss in this article. However, it is crucial to understand that to…
How to Invest in Government Bonds for Long-Term Security?
Government bonds are one of the safest investment options for individuals looking for stable, long-term returns. These bonds, issued by the Government of India, provide a secure way to earn fixed interest while preserving capital. For investors seeking long-term security, investing in bonds in India through government-backed instruments is a prudent choice. This guide explains how to invest in government…