Do Personal Loan interest rates differ between Secured and Unsecured Loans?
When you are looking to borrow money, you must decide whether to opt for a Secured or an Unsecured Loan. These are available at most lending institutions online, and their approval depends on your income, eligibility, repayment capacity, Loan amount, employment history, etc. What is an Unsecured Loan? Unsecured Loans do not involve collateral, such…
ravifernandes152SBI Bonds: A Safe Investment Option?
State Bank of India (SBI), the country’s largest public sector bank, is known for its financial stability and government backing. Among the various fixed-income options available in the bond market, SBI bonds stand out as a preferred choice for conservative investors. These bonds, issued periodically to raise capital, offer attractive interest rates while maintaining a low-risk profile. But…
Shoulder Blade Pain- Causes and Treatment
The shoulder blade, or scapula, is a connective joint responsible for providing posture to the shoulder girdle. It connects the collarbone (clavicle) to the upper arm bone (humerus). Pain in the shoulder blade can be caused by multiple reasons, which we will also discuss in this article. However, it is crucial to understand that to…
How to Invest in Government Bonds for Long-Term Security?
Government bonds are one of the safest investment options for individuals looking for stable, long-term returns. These bonds, issued by the Government of India, provide a secure way to earn fixed interest while preserving capital. For investors seeking long-term security, investing in bonds in India through government-backed instruments is a prudent choice. This guide explains how to invest in government…
How to calculate Home Loan prepayment and save more
When you apply for a Home Loan, understand how prepayments can affect the total amount you pay. Prepayments, which refer to paying off part or all of your Home Loan ahead of schedule, can significantly reduce the interest burden over time. Calculating the right amount to prepay and understanding how it impacts your Loan is…
How to calculate multiple Loan EMI for your business using an EMI calculator?
Calculating Loan equated monthly instalments is a crucial aspect of financial management and records for business owners, especially if they have multiple Loans. Using a Business Loan EMI calculator can simplify and streamline this tedious process by doing all the complex calculations for you with high accuracy and mere seconds. Understanding EMIs EMIs are the fixed amount…
Understanding Section 54 of the Income Tax Act: Tax benefits for capital gains on property sale
While many people buy a property as a part of their investment and later resell it to gain profit, others wish to change their residency address to a new place. The sale of properties is subject to capital gain tax, where the profit earned for selling the property is subject to taxation. For people selling…
Best Treatment Options for Spondylosis Treatment
Introduction Spondylosis is a term used for neck and back pain. It may occur due to age-related changes in the spine. People suffering from spondylosis experience pain, stiffness, and muscle spasms. Spondylosis can be managed naturally and by using non-invasive therapies. Treatment Options for Spondylosis Treatment If you have been experiencing neck pain for a…
Fuel efficiency tips for tipper operations
Fuel costs significantly affect tipper truck operators in Bangladesh. To keep the business profitable, improving fuel efficiency through smart driving, regular maintenance, and appropriate vehicles is essential. Tiny changes lead to substantial cost savings in the long run. Here are tips for improving fuel efficiency for your tipper truck: Choose the right vehicle Selecting an…
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